10 Most Valuable Home Equity Building tips


HOME EQUITY BUILDING STARTEGIES What is home equity? In real estate, EQUITY is calculated by taking the market value of your property and deducting the amount owning on your mortgage. If there is no mortgage, the market value is your equity. The best thing about this equity is that it is a very dynamic concept and can be increased and decreased by the property owner! Upgrading the home with certain vital upgrades, drastically increase the equity in your home while […]

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BEST UPGRADES for your home BEFORE YOU SELL


Every seller wants the best price for their property. Usually to get that, they consider upgrading the property with as little investment as possible. If you’re preparing your home for sale, there are certain improvements that are definitely worth their cost in helping to attract more buyers, sell your home faster, make back most (or all!) of your investment, or even increase the value of your home. 1 Kitchen A state-of-the-art kitchen seems to take the top spot for renovations. It is one […]

Understanding Your Credit Report


Credit Report is a very important document that is available to others with your permission. Your credit report is also available for you to check how your lenders view you.   The important thing to note is that your credit score does not get affected at all if you pull your own Credit Report. Your credit report contains important information about your financial background that allows banks and other lenders to determine a person’s credit worthiness. Your credit report shows […]

Energy Audit helps save on Utilities


ENERGY AUDITS IN YOUR HOME TO SAVE MONEY ON UTILITIES: Most people are shocked these days when they open their utility bill. By auditing your home, you can turn a monstrous utility bill into a minor annoyance. It happens every month. You pick up the mail and see an envelope from the utility company. Oh, the agony! Should I open it now and ruin the day or just wait. An energy audit can make the pain of getting your utility […]

Rent to Own – Home buying tips.


BUYING YOUR HOME FOR RENT TO OWN PROGRAM: The tips and the rules for buying a home under the Rent to Own program are very similar if not exactly similar when you are buying a home with traditional financing. The only difference is the way it is financed. However, the actual home buying considerations and process is exactly the same. There are few purchases in life that carry the financial and psychological weight of buying a home. Whether you are […]

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Interest Rates for Home mortgages


Interest Rates for mortgages have been historically low and will continue to be so for some time … Western economies are caught in a low interest rate trap that is proving a difficult problem to fix. Rates have been so low for so long, that the trick is how to wean the patient off the cheap-money drug without causing an economic collapse. Nobody knows how to do it safely, which is why rates are bound to stay low for a […]

Great tips on Buying Real Estate for Your Family


Buying Real Estate for your family is a very important decision that you make. It is very crucial that you cross every t and dot every i that you know of before you make such a decision. The very best and most enjoyable reason to purchase real estate by far is in buying a property in which your family will live and grow together. There is a lot of fun involved in finding the perfect place for you and your […]

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Sell your home fast !!


Home Equity

10 Incredible Ideas For a Quicker and Easier Sale When Selling Your House ! The following are the most crucial points that you should observe in order for your house to sell fast ! It is very important for you to go through each and every point carefully so that you make the most from the sale of your home. 1. NO CLUTTER. Throw out old newspapers and magazines. Pack away most of your small items like figurines and other […]

Is For Sale By Owner a good idea?


Is For Sale by Owner a good Idea? The seller go for the ‘For Sale By Owner’ cocept to save on Realtor Commission. There has been always a curiousity amongst seller to find out if there is a way to avoid Real Estate agents commission. Hence they turn to fsbo websites and their network to sell the property. However, it is worth it to consider to pros and the cons in doing so. First and foremost is the consideration where […]

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Recent Mortgage rule changes


Mortgage rules makes it more difficult for people to qualify so people looking for other options like Rent to Own or secondary financing for owning their homes. Stricter lending rules by our Canadian banks continue to slow underwriting activity at the CMHC and taxpayers’ exposure to a housing crash, the federal housing agency’s second-quarter report shows. Canada Mortgage and Housing Corp. said Thursday the number of insured mortgages rose slightly in the second quarter compared to the same period last […]

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